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How It Works

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Select insurance type to get a quote

Selecting your insurance type is the first step towards getting a quote. Whether it's auto, home, life or health insurance, our website makes it easy to find the right coverage for you.

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Accurately fill out the information

Accurately filling out your information is crucial to receiving an accurate quote. Make sure to provide all the necessary details, such as your address, driving history, and medical conditions.

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Receive up to 4 free quotes instantly

After submitting your information, you'll receive up to 4 free quotes instantly. This allows you to compare and choose the best coverage and price for your needs. Our goal is to make insurance shopping as easy and stress-free as possible.


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Negotiate rates

  • Compare quotes from multiple insurers
  • Consider bundling policies for discounts
  • Don't be afraid to negotiate rates
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Understand your coverage needs

  • Evaluate your current policy's coverage
  • Determine if you need additional coverage
  • Consider factors like your assets and risks
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Consider the deductible

  • Determine what you can afford to pay out-of-pocket
  • Choose a deductible that balances affordability and protection
  • Remember that a higher deductible can lower premiums
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Check the insurer's reputation

  • Research the insurer's customer satisfaction and financial stability
  • Check for any complaints or legal issues
  • Verify that the insurer is licensed in your state
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Understand the claims process

  • Review the claims process and timeline
  • Know how to file a claim and what information is needed
  • Understand how the insurer handles disputes
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Check for discounts

  • Look for discounts for good driving or good grades
  • Check for discounts for military service or professional organizations
  • Understand how the insurer handles disputesConsider loyalty discounts for staying with the same insurer
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Read the fine print

  • Review the policy's terms and conditions carefully
  • Understand the exclusions and limitations
  • Ask questions if anything is unclear
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Consider customer service

  • Evaluate the insurer's customer service reputation
  • Check if they have 24/7 customer service
  • Determine if they offer online or mobile support


Auto Insurance

Rachel S. (Chicago, IL)

I recently moved to a new city and needed to switch my auto insurance. Adopt an Insurer made the process so easy and helped me find a policy that was both affordable and provided great coverage. Thank you!

Home Insurance

Sarah H. (New York, NY)

As a first-time homebuyer, I had a lot of questions about home insurance. Adopt an Insurer not only provided me with excellent coverage options, but also patiently answered all of my questions. I feel confident knowing that my home is protected!

Auto Insurance

Amanda K. (Los Angeles, CA)

I was searching for auto insurance and was so relieved to find Adopt an Insurer. They made the process so easy and I was able to get a policy that fit my needs and budget. I highly recommend them!

Home Insurance

Emily L. (Miami, FL)

I was overwhelmed with the options for home insurance, but Adopt an Insurer helped me sort through everything and find a policy that worked best for me. Their agents were knowledgeable, friendly, and made the process so easy!