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How It Works

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Select insurance type to get a quote

Selecting your insurance type is the first step towards getting a quote. Whether it's auto, home, life or health insurance, our website makes it easy to find the right coverage for you.

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Accurately fill out the information

Accurately filling out your information is crucial to receiving an accurate quote. Make sure to provide all the necessary details, such as your address, driving history, and medical conditions.

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Receive up to 4 free quotes instantly

After submitting your information, you'll receive up to 4 free quotes instantly. This allows you to compare and choose the best coverage and price for your needs. Our goal is to make insurance shopping as easy and stress-free as possible.


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Negotiate rates

  • Compare quotes from multiple insurers
  • Consider bundling policies for discounts
  • Don't be afraid to negotiate rates
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Understand your coverage needs

  • Evaluate your current policy's coverage
  • Determine if you need additional coverage
  • Consider factors like your assets and risks
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Consider the deductible

  • Determine what you can afford to pay out-of-pocket
  • Choose a deductible that balances affordability and protection
  • Remember that a higher deductible can lower premiums
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Check the insurer's reputation

  • Research the insurer's customer satisfaction and financial stability
  • Check for any complaints or legal issues
  • Verify that the insurer is licensed in your state
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Understand the claims process

  • Review the claims process and timeline
  • Know how to file a claim and what information is needed
  • Understand how the insurer handles disputes
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Check for discounts

  • Look for discounts for good driving or good grades
  • Check for discounts for military service or professional organizations
  • Understand how the insurer handles disputesConsider loyalty discounts for staying with the same insurer
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Read the fine print

  • Review the policy's terms and conditions carefully
  • Understand the exclusions and limitations
  • Ask questions if anything is unclear
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Consider customer service

  • Evaluate the insurer's customer service reputation
  • Check if they have 24/7 customer service
  • Determine if they offer online or mobile support


Health Insurance

Emma J. (San Diego, CA)

Adopt an Insurer helped me find health insurance that worked for me and my family. Their agents were knowledgeable and helpful throughout the whole process. Highly recommend!

Home Insurance

James M. (San Francisco, CA)

Adopt an Insurer is my go-to for home insurance. Their agents are always friendly and helpful, and they were able to help me find a policy that gave me peace of mind. I recommend them to everyone!

Life Insurance

Elizabeth K. (Boston, MA)

Adopt an Insurer helped me find a life insurance policy that gave me peace of mind for my family's future. Their agents were patient and understanding throughout the whole process. Thank you Adopt an Insurer!

Life Insurance

Matthew B. (Seattle, WA)

I needed life insurance for my family and reached out to Adopt an Insurer. They helped me find a policy that not only covered me, but also provided for my family in case something happened to me. Thank you Adopt an Insurer!